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We have assembled a collection of thought provoking articles, reports, surveys, industry information, and other interesting content for your enjoyment.

Foreign Real Estate Ownership in Canada: What About Privately Held Corporations?

by Yvonne von Jena | December 28, 2017

Some are challenging foreign ownership statistics recently released by Statistics Canada. The reason for the inaccuracy is that a foreign investor can invest into Canadian real estate through a Canadian company without disclosing the true beneficial owner.

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[StatsCan/CMHC] Non-Resident Ownership Data Report

by Yvonne von Jena | December 22, 2017

Statistics Canada has been working hard behind the scenes, on a big initiative with Canada Mortgage and Housing Corporation called the Canadian Housing Statistics Program (CHSP), to develop a framework designed to address data gaps related to housing. Its first release provides insights into non-resident ownership in the census metropolitan areas (CMA) of Toronto and Vancouver.

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[RBC] Same Old, Same Old: Housing Affordability Deteriorated Across Canada In The Third Quarter of 2017

by Yvonne von Jena | December 22, 2017

According to RBC’s latest Housing Trends and Affordability report, Toronto, Vancouver, and Victoria home buyers are not experiencing any relief from housing affordability. As a result, RBC’s housing affordability measure eroded for a ninth consecutive quarter in Canada to its worst level since the end of 1990.

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[Royal LePage] New OSFI Stress Test Set to Limit National Home Price Appreciation to 4.9% in 2018

by Yvonne von Jena | December 13, 2017

The Royal LePage House Price Composite, which measures home prices in 53 key Canadian cities and is powered by RPS, is expected to increase by 4.9% in 2018 to $661,919 in the face of a series of measures aimed at affordability challenges in Greater Vancouver and the Greater Toronto Area (GTA).

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TREB Loses Its Competition Tribunal Appeal

by Yvonne von Jena | December 1, 2017

Today the Toronto Real Estate Board (TREB) lost its Competition Tribunal appeal, and the court ruled that Toronto-area real estate agents can publish price details.

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Third Annual Canadian FinTech and AI Awards A Big Success

by Yvonne von Jena | November 28, 2017

Yesterday was the 3rd Annual Canadian FinTech and AI Awards Gala, which were hosted at the Carlu in Toronto. This year’s large turnout as well as the number of great nominees and presenters, point to continued growth and success of the sector. It also points to the broader involvement from across the country and how Canada is increasing its rank in the global FinTech sector.

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AI Approaches the Professionals

by Yvonne von Jena | November 23, 2017

Recently Maclean’s published a set of articles on the expected impact of AI entitled, Is Canada ready for the radical change artificial intelligence (AI) will unleash? It’s an interesting question, and the answer is one with “Orwellian scenarios” with AI much “closer than most people realize”.

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BC Introduces New Rules that Prohibits Dual Agency

by Yvonne von Jena | November 20, 2017

The Office of the Superintendent of Real Estate of British Columbia (BC OSRE) is introducing new rules that will prohibit B.C. realtors from representing both the buyer and seller on one deal.  BC is the first province to enact this kind of restriction but others may follow. For example, in April this year Ontario proposed introducing such a ban.

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Regulators: Concern over Growing Household Debt, HELOCs and Interest Rates

by Yvonne von Jena | November 13, 2017

Regulators are concerned that home equity lines of credit (HELOCs), which they believe was an important driver behind the expansion of household debt over the last two decades, can lead to potential macroeconomic risks when combined with increasing interest rates in the coming years. There are pockets of added risk, as well as bright spots, and regulators are signaling areas where they may intervene.

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Industry Experts: 10 Consequences of OSFI's New Stress Tests

by yvonne vonjena | October 23, 2017

Canada's banking regulator has moved ahead with its new mortgage stress-testing rules on low ratio mortgages. Here are 10 consequences that experts say is in store for the housing and lending market under the new rules.

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